Important Disclosure · Financial information concerning The Guardian Life Insurance Company of America as of December 31, 2014 on a statutory basis: Admitted Assets = $45.3 Billion; Liabilities = $39.6 Billion (including $34.9 Billion of Reserves); and Surplus = $5.7 Billion. Individual disability income products underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY, or provided by Guardian. Product provisions and features may vary from state to state. Optional Riders may incur additional costs. The Guardian Life Insurance Company of America is licensed to do business in all fifty states. Not all products and services are available in all states. Representatives are not licensed to sell insurance or securities in all 50 states. To find out if an agent is licensed in your state, please contact the agency directly.The NAIC company code for The Guardian Life Insurance Company of America is 64246. Links to other sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. Guardian, its subsidiaries, agents, and employees do not give tax or legal advice. You should consult your tax or legal advisor regarding your individual situation.This website may contain general information about investment products. The information or opinions contained in this website should not be construed as an offer to sell or the solicitation of an offer to buy any particular investment product. Such information is directed solely to individuals who reside in jurisdictions in which a representative is registered. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client resides.The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of Guardian. © 2005-2015 The Guardian Life Insurance Company of America. Annotated Sources and Disclosures: Guardian does not offer this product nor provide services for it.State of Corporate Citizenship, 2009, Boston College Center for Corporate CitizenshipBoston College Center Reputation InstituteMetLife 8th Annual Study of Employee Benefits Trends, 2010MetLife 9th Annual Study of Employee Benefits Trends, 2011The Princetown Review, Paying for College Without Going Broke, College Admissions Guide – 2012 Edition [Name] is a Financial Representative of The Guardian Life Insurance Company of America (Guardian), New York, NY.California Insurance ID # [ ] (if applicable).Important DisclosuresFMG#[XXXX] Exp xx/xx Video Have A Question? Name Email Address Phone Question Thank you! Oops!